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Rix Motor Company Finance A Family Run Business. Established Since 1975 in Warrington, Cheshire

We Offer

  • Hire purchase (HP)
  • Personal Contract Purchase (PCP)
  • All Part Exchange Welcome
  • Cash Back Available

Financing Your New Vehicle

Here at Rix Motor Company, we have a few different options that work with your budget so you can get your new car with the minimum of hassle. Our team works with industry leading finance houses to get the best package to suit your pocket. Apply online NOW and get the fastest possible feedback.

The benefits of Hire Purchase

  • Low deposit – keeps personal or business cash available
  • Control - you decide the deposit, you decide the term
  • Fixed monthly payment – makes budgeting simple (won´t change)
  • Flexibility - doesn´t compromise your other lines of credit
  • Assets - you gain ownership of the car at the end of the contract
  • Tax benefits - Tax allowances for business users
  • VAT free - no VAT on payments

Hire Purchase (HP)

Hire Purchase (HP) is the traditional way to finance a car. HP is very similar to borrowing a sum of money from a bank and paying it back over a fixed period of time, with interest.

Hire purchase is a type of secured loan which are often preferred over unsecured loans because they allow a greater borrowing limit. The term "secured loan" means, a loan that the lender can secure against an asset, in this case, a car.

Personal Contract Plan (PCP)

Personal Contract Plan (PCP) is a highly attractive and increasingly popular way to own a nearly new or used car, it combines fixed monthly (over 24-48 Months payments) with exceptional flexibility, and at the end of the term you can either buy the car at this guaranteed future value or simply give it back.

Guaranteed Asset Protection (Gap) and Retail price protection (RPP)

Two great ways to make sure you don’t lose out on a big money saver, if your car is stolen and not recovered, or written-off in an accident through no fault of your own.

Choosing Retail Price Protection (RPP) Cover gives you the opportunity to bridge the gap between the insurance company valuation and purchase price of your vehicle up to a maximum payment of £10,000 for a full 3 years after the vehicle has been purchased.

Choosing Shortfall Guaranteed Asset Protection(GAP) Cover gives you the opportunity to bridge the gap between the insurance company valuation and any amount outstanding on your loan, which could enable you to get straight back into a new car of your choice.

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